Father and child sitting on a wooden dock by the water

INDIVIDUAL SOLUTIONS

At PRIMUM, we understand the diverse individual needs of each client. We offer customized insurance solutions to protect what matters most to you. Rely on us to ensure your peace of mind, even in unexpected moments.

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Mortgage Life

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This insurance aims to ensure the payment of a sum in the event of death or disability and is usually required by banks when taking out a mortgage.
It should not be seen merely as a requirement from lenders, but primarily as a safeguard for the financial management of families.
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Critical Illness

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Health insurance designed for so-called critical illnesses, where capital consumption becomes more demanding.
It remains a health insurance policy, primarily focusing on the severity of conditions rather than daily usage. This product combines high coverage amounts with a low cost.
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Health

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This insurance provides protection and peace of mind for medical expenses, ensuring access to a wide network of healthcare providers.
Designed for individuals and families, it adapts to various medical coverage needs, from consultations and treatments to hospitalization and surgeries, promoting prevention and well-being.
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Personal Accident

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Offers protection for personal life and can be extended to professional life.
It can ensure capital in the event of death, as well as cover medical expenses and disability benefits.
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Income Protection

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This solution, derived from personal accident insurance, aims to ensure a monthly income for periods of up to 48 months in case of inability to work due to accident or illness.
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Auto

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Legally mandatory, it covers damages caused to third parties. It can be expanded to include comprehensive coverage, theft, and roadside assistance.
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Home Multi-Risk

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Protects your home and its contents against a wide range of risks, including fires, floods, theft, and more.
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Domestic Worker

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Mandatory, it covers workplace accidents.
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Rent Loss

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Designed for property owners, it covers missed rent payments by tenants and can also include legal protection coverage, essential for the recovery or repair of damages caused to the property by tenants.
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Short-Term Rental

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Mandatory and specific for short-term rental properties, this insurance covers property damage, liability, and also damages caused to guests.
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Pet Protection

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Offers coverage for medical expenses, liability, and in some cases, travel assistance for pets.
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Travel

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Offers protection during trips, including medical expenses, cancellations, lost luggage, and emergency assistance.
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Hunters

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Specific coverage for accidents and liability arising from hunting activities.
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Scooter/Bicycle

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Provides protection against damage, theft, and liability for accidents caused to third parties while using these vehicles.
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Gadgets

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Coverage against accidental damage, theft, or loss of personal electronic devices.
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Musical Instruments

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Protects against damage or loss of musical instruments, whether for personal or professional use.
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Savings and Retirement Plans

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Long-term investment products designed to build savings for retirement, which may include associated tax benefits.
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other solutions

In a rapidly evolving world, we strive to innovate and offer solutions that meet the needs of each moment. Talk to us to learn how we can support you, tailoring our offerings to your goals.

Contact Us

comercial@primum-seguros.pt+351 927 450 070
Rua de São Mamede, n.º 955

4745-456
São Mamede do Coronado
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